<table width="100%" cellpadding="0" cellspacing="0" border="0"
background="[IMAGEDIR]/mtop.gif" height="25">
<tr>
<td width="7"><img src="[IMAGEDIR]/topleft.gif" width=
"7" height="25" alt="" border="0"><br>
</td>
<td width="100%"><font color="#000000"><b>[HEADER]</b></font><br>
<img src="[IMAGEDIR]/speck.gif" width="10" height="4"><br>
</td>
<td align="right"><img src="[IMAGEDIR]/topright.gif" width="5" height="25" alt="" border="0"><br>
</td>
</tr>
</table>

<table width="100%" cellpadding="0" cellspacing="0" border="0">
<tr>
<td width="1%" background="[IMAGEDIR]/left.gif"><img src="speck.gif" width="10" height="1"><br>
</td>
<td valign="top" bgcolor="FFFFFF"><img src="[IMAGEDIR]/speck.gif" width="1" height="5"><br>